DBRS INNALZA IL RATING SUI DEPOSITI DI UBI BANCA, CON TREND STABILE

Bergamo, 14 dicembre 2018 – UBI Banca informa che, in vista dell’entrata in vigore, dal prossimo 1°
gennaio 2019, della “full depositor preference” nella gerarchia dei creditori in caso di insolvenza bancaria,
l’agenzia DBRS ha innalzato di 1 notch, rispetto all’Intrinsic Assessment, il rating a lungo termine attribuito
ai depositi di alcune banche italiane, tra cui UBI Banca. Tali rating erano fino ad oggi allineati a quelli sul
debito senior. Contestualmente, nel caso di UBI Banca, l’Agenzia ha migliorato di 1 notch anche il rating a
breve termine sui depositi.
A seguito di tale rating action, i rating dei depositi di UBI Banca sono migliorati come segue:
Debt Rated Action Rating Trend
Long-Term Deposits Upgraded BBB (high) Stabile
Short-Term Deposits Upgraded R-1 (low) Stabile
Rimangono invariati tutti gli altri rating:
Long-term Issuer rating BBB
Short-term Issuer rating R-2 (high)
Long-term Senior Debt BBB
Short-term Debt R-2 (high)
Long-term Critical Obligations rating A (low)
Short-term Critical Obligations rating R-1 (low)
Intrinsic Assessment BBB
Support Assessment SA3
Trend (all ratings) Stabile
Il comunicato stampa di DBRS è disponibile sul sito web dell’Agenzia.

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PRESS RELEASE

DBRS UPGRADES DEPOSIT RATINGS OF UBI BANCA WITH STABLE TREND
Bergamo, 14th December 2018 – UBI Banca informs that, reflecting the introduction in Italy of full
depositor preference in bank insolvency and resolution proceedings from January 1, 2019, the agency DBRS
has upgraded by one notch, if compared to the Intrinsic Assessment, the long term ratings assigned to the
deposits of some Italian Banks, among which UBI Banca. These ratings were up to today aligned to those on
the senior debt. Simultaneously, in the case of UBI Banca, the Agency has also improved by one notch the
short-term deposits rating.
Following this rating action, the deposit ratings of UBI Banca were upgraded as follows:
Debt Rated Action Rating Trend
Long-Term Deposits Upgraded BBB (high) Stabile
Short-Term Deposits Upgraded R-1 (low) Stabile

All other ratings remain unvaried:
Long-term Issuer rating BBB
Short-term Issuer rating R-2 (high)
Long-term Senior Debt BBB
Short-term Debt R-2 (high)
Long-term Critical Obligations rating A (low)
Short-term Critical Obligations rating R-1 (low)
Intrinsic Assessment BBB
Support Assessment SA3
Trend (all ratings) Stabile
The relevant Press Release is available on the website of the rating Agency.